> I refuse to use Chase anything because of how poorly they treat their lower income customers (staging transactions to maximize overdraft fees, etc.) Yep, a t

> I refuse to use Chase anything because of how poorly they treat their lower income customers (staging transactions to maximize overdraft fees, etc.) Yep, a true pain to explain to someone how pulling that stunt is legal. About the same fun as banks cashing checks in order to maximize overdraft fees. AMEX also does the Bluebird cards which are pretty nice for poor folks since you can do direct deposit to the card itself and it has no charge refilling at Walmart.