True, but you can't say that it doesn't have a $450 fee, the amex has $200 for travel expenses and $200 for uber but that doesn't mean it has a $150 fee either.

True, but you can't say that it doesn't have a $450 fee, the amex has $200 for travel expenses and $200 for uber but that doesn't mean it has a $150 fee either. The fee is a large upfront cost for most people.