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Barclays is quietly working that segment of the market. They are (or were last I checked) the only issuer providing cards to people in the US which actually sup
by ubernostrum 10y ago
Barclays is quietly working that segment of the market. They are (or were last I checked) the only issuer providing cards to people in the US which actually support chip and PIN (instead of only doing chip and signature).
- throwaway91111 10y agoWhen will they just ping my phone to confirm the purchase? Are they stuck in the sixties?
- Veratyr 10y agoI don't want my CC company pinging my phone, a PIN is much more convenient: PIN: Insert card, 1234, enter. Phone: Insert card, wait for notification, unlock phone, select notification, confirm purchase, wait for confirmation to get back. Plus, if you're somewhere without cell reception or your phone battery is dead, what do you do?
- graton 10y agoFirst Tech Federal Credit Union also issues chip & PIN cards. I think all of their cards are chip & PIN https://www.firsttechfed.com/credit_cards/choice_rewards https://www.firsttechfed.com/credit_cards/choice_rewards
- MrRadar 10y agoWhy is the PIN so important? It only protects a very narrow scenario: your card has been physically stolen, you haven't noticed yet, and the thieves try to use it at a physical location which verifies the chip (some places still let you swipe...). The chip itself protects against cloning and if you've notified the issuer that the card is lost/stolen they'll cancel the card number so it will become worthless.
- hrez 10y agoAnd then they charge %3 foreign transaction fee. At that point who cares if it has a PIN.