Am also in San Francisco. In 2011, exactly one year after my bankruptcy, I got a Capital One card w/ a $750 credit limit and a $75 annual fee. Three months la

Am also in San Francisco. In 2011, exactly one year after my bankruptcy, I got a Capital One card w/ a $750 credit limit and a $75 annual fee. Three months later I got a another Capital One card w/ a $2000 limit and no annual fee. I'm guessing Capital One is a great company to go with, especially when it's "live off credit cards" time and your credit rating is in the crapper :) A less snarky answer is to join Credit Karma and see what they recommend. It's a great service for $0.