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Capital One Spark Business Visa currently has 2% unlimited cash back and a $59 annual fee. When I signed up it was 1.5% cash back, no annual fee, and no minimum
by sedachv 10y ago
Capital One Spark Business Visa currently has 2% unlimited cash back and a $59 annual fee. When I signed up it was 1.5% cash back, no annual fee, and no minimum cash back rewards redemption amount.
- nommm-nommm 10y agoThere's two (really 3) versions - the spark cash (2% CB, $59 AF) and the spark cash select (1.5% CB, no AF) The third version is spark classic - 1% CB, no AF. I guess that's the version you get if your credit isn't good enough.
- strictnein 10y agoInteresting. The Plum has a $199 fee after the first year. The one advantage for it would still be the ability to defer interest and payments for a month, but the Spark card may be a better option now, overall.
- sedachv 10y agoAmerican Express SimplyCash Business Platinum has the standard one statement month-long interest deferral, 3% cash back on telecom bills and 3% cash back in a category you choose (shipping expenses, advertising, travel, some other ones I forget), no annual fee, and no minimum redemption amount. If you get both the SimplyCash card and the Spark card you can use each accordingly to maximize the cash back percentage, and get all the cash back accrued as statement credits every month. It is a small improvement to cash flow that adds up.
- gleb 10y agoThere is Plus: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279 https://www.americanexpress.com/us/small-business/credit-car... 3% is limited to first $50k of expenses though. Don't see Platinum. Does Platinum have a limit on 3%?
- nodesocket 10y ago+1 on Capital One Spark. 2% back on all transactions with no limit and $500 bonus when you spend $4,500 within first three months.