So, basically, your "mission" is to lock in the price of monthly housing payments for median wage households in top-tier cities? Meh. If software developers m

So, basically, your "mission" is to lock in the price of monthly housing payments for median wage households in top-tier cities? Meh. If software developers making well over $100k a year struggle with home ownership in SF, how does it make sense for a teacher to finance such debt? I assume you don't consider this a problem in locations where USDA mortgages are available?