There is a scam in India that works like this: A group will offer "guaranteed admission" to top universities if you pay them money and follow their program. If

There is a scam in India that works like this: A group will offer "guaranteed admission" to top universities if you pay them money and follow their program. If you fail to be admitted, they will give you your money back without hesitation. Here's the rub: They don't actually have to help you that much. As long as enough people get in (who would have gotten in anyway), then they can be profitable in the aggregate.