What isn't a scam these days? Scams have only become more modular and probably smarter; so there are scams targeted at simpletons (e.g. the Nigerian Prince Plot

What isn't a scam these days? Scams have only become more modular and probably smarter; so there are scams targeted at simpletons (e.g. the Nigerian Prince Plot, which apparently still works af), the middle class (e.g. the importance of working hard at your 9-5 job so you can move up the ladder, probably pay off that mortgage and send your kids to college, both of which have a low chance of occurrence especially in SF & co.) and the elite (e.g. investing your money in 2/20 hedge funds, attributing more value to expensive wines, etc.) At different points in your social and economic development, different modules of the scam program are working to deceive you and emphasize unimportant details rather than big picture perspectives.