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True. Recently I logged into Mint for the first time in a few years, and was quite disturbed to realize they had been importing every debit or credit card trans
by superquest 10y ago
True. Recently I logged into Mint for the first time in a few years, and was quite disturbed to realize they had been importing every debit or credit card transaction, and every student loan payment I made. They know my financial health better than my bank does ...
- trendia 10y agoThis is why I don't trust cloud services. I track my budget using PearBudget [0], an Excel (or LibreOffice) spreadsheet. [0] https://pearbudget.com/ https://pearbudget.com/
- fuckemem 10y agoIt says 4.95 a month so I am guess this is some kind of SaaS?
- trendia 10y agoThey have two versions: an Excel doc and a cloud service. I have no idea what the cloud service is liek because the Excel doc is free.
- greenleafjacob 10y agoI have been looking to use GNUCash myself as a replacement for YNAB. Part of my general drive to text based scriptable systems over GUI.
- aidenn0 10y agoGNUCash is scriptiable (in fact IIRC much of the out-of-the-box functionality is written in guile), but http://ledger-cli.org/ http://ledger-cli.org/ is much more of a text-based system than GNUCash.
- killbrad 10y agoDoesn't really explain why you don't trust third parties. If you opted in......?
- killbrad 10y agoWhat's surprising to me is how many people are surprised by this. You gave them the credentials to all of your accounts, and then are shocked that they used them? What's more incredible is that you haven't changed the credentials for any of your critical accounts in that time.
- superquest 10y agoI simply forgot that I did it. I gave them my credentials half a decade ago when I didn't know what I was doing ...
- caseysoftware 10y agoSince they store the actual passwords and lose the connection as soon as you change them, I'm shocked that you went years without changing those passwords..
- kevin_thibedeau 10y agoAt least it speaks highly of Mint's security practices. Their DB hasn't been stolen yet.
- patrick_haply 10y agoSerious question: how do we know for certain that their DB hasn't been stolen yet?
- zitterbewegung 10y agoWhy are you disturbed ? The whole point of Mint is to track your spending so that you have a unified dashboard of your money ? If it didn't import all of those things you wouldn't have much use of it. Also you can remove accounts from it if you don't want it to track.
- xeromal 10y agoI'm amazed considering mine tends to disconnect nearly daily.