PenFed has a card that does 5% on gas (although there are more strings attached now versus the card I have) [1]. Additionally it has no foreign transaction fee.

PenFed has a card that does 5% on gas (although there are more strings attached now versus the card I have) [1]. Additionally it has no foreign transaction fee. It's well worth becoming a member if you will ever want to finance a car, their rates are typically very good. Otherwise, the only card that I regularly use that isn't on the parent comment's list is from Golden1 [2]. 3% on restaurants and grocery. Both of these are a little more work than usual to sign up for (especially Golden1) and their websites are pretty basic, but as they're both credit unions their terms are a bit friendlier. The cash back is immediately credited to your account each month, and their phone support is typically quite helpful. I have the 2% Fidelity card deposit into a Fidelity Cash Management account, which is just a checking account with no restrictions or fees. It refunds ATM fees, which has been huge for me. [1] https://www.penfed.org/affinity-cash-rewards/ https://www.penfed.org/affinity-cash-rewards/ [2] https://www.golden1.com/CreditCards/Cards#tabs-2 https://www.golden1.com/CreditCards/Cards#tabs-2