This is an awesome idea. The only thing I log in to my account is to literally run this in my head a couple of times a month. I usually have a couple of active

This is an awesome idea. The only thing I log in to my account is to literally run this in my head a couple of times a month. I usually have a couple of active credit cards with different due dates on them so this is at least annoying to keep track of. safe_margin = rent + food + 500 emergency_fund_bal = monthly_salary * 3 // pay all credit cards if I can sort(my_credit_cards, apr) for (cc in my_credit_cards) { if (cc.statement_bal == 0 || cc.paid) skip if (checking.bal - cc.statement_bal - safe_margin >= 0) { pay(to=cc, from=checking, amount=cc.statement_bal); cc.paid = 1 } else if (checking.balance > cc.min_pay) { pay(to=cc, from=checking, amount=cc.min_pay) } } // refill the emergency funds if needed and can if (savings.bal < emergency_fund_bal && checking.bal > safe_margin) { transfer(from=checking, to=checking, amount=min( emergency_fund_bal - savings.bal, checking.bal - safe_margin) ) } // invest the rest if (checking.bal > safe_margin) { invest(checking.bal - safe_margin) }