Insurance rates aren't 10%, they're closer to 5%: http://spacenews.com/space-insurers-warn-that-current-low-rates-are-not-sustainable/ http://spacenews.com/spac

Insurance rates aren't 10%, they're closer to 5%: http://spacenews.com/space-insurers-warn-that-current-low-rates-are-not-sustainable/ http://spacenews.com/space-insurers-warn-that-current-low-ra... -- and note that 5% includes coverage of the 1st year of the satellite, and not just the launch. Also, using a "flight tested" Falcon 9 apparently does not significantly raise the insurance rate: http://www.floridatoday.com/story/tech/science/space/spacex/2017/03/28/ses-confident-spacex-rocket-can-deliver-second-time/99699862/ http://www.floridatoday.com/story/tech/science/space/spacex/... "In one measure of the mission’s perceived risk, Halliwell said that the insurance rates SES is paying “did not materially change” from a typical launch on a new rocket."