Also, to be clear, in terms of reliability concerns vs your choice of launch provider the important thing is the marginal cost of insurance for company A vs com

Also, to be clear, in terms of reliability concerns vs your choice of launch provider the important thing is the marginal cost of insurance for company A vs company B. As you say, if the insurance market were utterly deliquent it's inevitable that SpaceX would resolve the issue but I very much doubt it is. I wonder if it's done through lloyds...