About 20 years ago on a Saturday I was shopping for a new washer and dryer for a new house. I gave the cashier my Visa card (from my credit union) and was subs

About 20 years ago on a Saturday I was shopping for a new washer and dryer for a new house. I gave the cashier my Visa card (from my credit union) and was subsequently told that I was over my credit limit. (At the time that card had a $20k limit and no balance.) I used a different card and waited until Monday to contact my CU. They told me I had requested a balance transfer, but when I pressed them they realized that it was a different customer with a similar name (who was overdrawn on all accounts). Somehow the CU clerk decided to use my account because it had enough credit available to complete the request. I closed all of my accounts at that CU shortly thereafter. (It was actually after a second fiasco where they failed to pay my property tax, but still withdrew the money from my account.) Somehow cash under the mattress seems safer...