I did an undergrad in biotechnology which was effectively worthless, could barely make a dent on my 20k in undergrad debt. Now I've got a MS in bioinformatics

I did an undergrad in biotechnology which was effectively worthless, could barely make a dent on my 20k in undergrad debt. Now I've got a MS in bioinformatics and while I got a slight raise, I also had to take out more loans for the second degree. So I'm still floundering. If I had known what I know now, I never would have attended college (even though I had 70k worth of scholarships thrown at me). Would have picked up some programming on my own and maybe taken a few courses at a community college. Feel like I've completely wasted a decade of my life and it looks like I'm about to waste another decade.