> The online world is not particularly horrible; we overwhelmingly use it by choice, not out of necessity, and the benefits far outstrip the risks. Maybe this

> The online world is not particularly horrible; we overwhelmingly use it by choice, not out of necessity, and the benefits far outstrip the risks. Maybe this was true 20 years ago, but it increasingly is not. For example, there are many shops and other institutions in Sweden that no longer accept cash – only debit/credit cards or other forms of online payment. Whether you like it or not, dealing with the online world is often not a choice, and if it was there's a good chance it was made for you.