3 ms·
Points of note from your comment: >> stupid shit like getting into more debt >> The more money u earn, the more money u spend, the more stress u have The key
by developer2 9y ago
Points of note from your comment:
>> stupid shit like getting into more debt
>> The more money u earn, the more money u spend, the more stress u have
The key to more happiness for anyone who is not dirt poor is to live with the means of someone 1-3 tax brackets below. If you make $100k/year, live as though you only make $60-70k. If you make $300k, live like you make $120k. It really is that simple. Stop trying to attain the "next lifestyle bracket", because it will NEVER "be enough". You will be miserable your entire life, trying to scrape your way to the "next level". "Unfulfilling" does not begin to describe that path.
I used to pay $1300/month rent, with a $700/month car financing, a $120 internet package, etc. I now live in a cheaper neighborhood with $640 rent, gave up the car (ie: $0/month financing), with $40 internet, etc. I went from $40k in debt and $0 savings account 3 years ago to $0 debt and 5-digit savings today. The difference in quality of life that makes on a day-to-day basis is enormous.
Forget the white picket fence and the $50k+ car. Nobody gives a crap where you live or what you drive - including yourself, whether you believe that or not. Live somewhere with great public transit or, if you really need - not want - a car, buy used for $500-$2,000 that gets you from point A to point B. Stop trying to impress people with your lifesteal. Live cheap, and use the incredible amount of disposable income to lead a happier life.
- yakshaving_jgt 9y ago> Nobody gives a crap where you live or what you drive - including yourself. Nope. Cars are one of my passions in life. I love driving my sports car. It's not about impressing people either. I don't understand why nerds _never_ understand this.
- smileysteve 9y agoBecause for every person passionate about sports cars (I track mine) there are 5x as many killing the clutch as they drive circles through traffic in their murcielago.
- developer2 9y agoOf the four people I know who make < $120k/year who are paying $1,000+/month to finance a > $60k car, only one of them is a real "car enthusiast" who does it for himself. The other three are trying way too hard to prove that they are living the rich life. They don't give a single damn about the car; their only concern in the world is that other people notice they have an expensive car. If owning an expensive car is what brings someone personal joy, I'm all for that. When a friend tells me he can't come watch a movie with me or come on a cheap local road trip because he's behind on his car payments, and he says it with a depressed facial expression that clearly shows regret for the car... yeah. I don't know how else to take that other than "stupid life decisions". And no, I don't drop my jaw in awe over their car - I just see them as a moron who has misplaced priorities.
- yakshaving_jgt 9y agoOk. I will concede that the above two responses to my comment are fair.
- nunez 9y ago+1 I am not giving up my truck, and I will get (lease) my Z06 Corvette
- makeset 9y agoI can think of few things money can buy that have impacted my quality of life as much as where I live, in both location and living space.