4 ms·
> Even disputing a charge on the credit card — they have copies of our ID, smart. Your credit card company will charge back that charge. AND they will make a
by ransom1538 10y ago
> Even disputing a charge on the credit card — they have copies of our ID, smart.
Your credit card company will charge back that charge. AND they will make a note on the merchant's account. More than likely, when you call regarding this merchant account it will already have notes on it -- just making it even quicker.
Once, I paid 2k for a couch on Macys.com. Their delivery guys came to deliver the couch on the agreed day. On that very day - the delivery men called and told me they couldn't get it up the stairs (which was a lie, they needed keys to figure this out). I called Macys support and it was marked delivered WITH MY SIGNATURE and there was nothing that could be done. Upset - I called my credit card company. I had the funds back in my account in 24 hours.
- reustle 10y agoAre you saying they forged your signature?
- deleted 10y ago[deleted]
- verbify 10y agoMaybe it was one of those 'electronic signatures' - they're simply a scribble on an electronic device.
- M_Grey 10y agoI don't even have a signature. While I can do lovely calligraphy, my actual handwriting is a testament to a failed Rey-Osterrieth complex figure test. Now, that's extreme, but how many people have a stable signature now when they almost never have to reproduce it?
- Bartweiss 10y agoI have been asked to 'reproduce' a signature once in my entire life. At a 7/11, buying $6 worth of food. It took 4 tries to satisfy the cashier, because my signature is completely inconsistent. I almost refused, but I was curious whether I was even capable of signing convincingly. To this day, I have no idea what drove that decision.
- goldenkey 10y agoDo you never use a CC? Ive drawn smiley faces before. No one really cares unless the charge is high and disputable.
- Bartweiss 10y agoHuh? I use them and sign regularly. I meant that once ever, a cashier actively refused my transaction because she found the signature unconvincing. That's why I was so baffled by the context - a $2000 computer purchase doesn't get checked, but $6 of cookies got me the wringer.
- goldenkey 10y agoAh got confused. Clarified now.
- howard941 10y agoI try very hard to stabilize it to avoid getting franked at the voting site. (problem: Florida)
- chrisper 10y agoSo what will you do if it goes to a debt collector?
- toomuchtodo 10y agoAsk them to verify the debt. https://www.reddit.com/r/personalfinance/wiki/collections#wiki_validating_a_debt https://www.reddit.com/r/personalfinance/wiki/collections#wi...
- stale2002 10y agoI could go to a debt collector right now and tell them that you own me money. But if I do this to though people, I'll go to jail.
- gjjrfcbugxbhf 10y agoIt won't.