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I don't have much to add but that it's nice to see comments from someone in the same situation as me. When I was growing up, I was basically told that an underg
by chickenfries 10y ago
I don't have much to add but that it's nice to see comments from someone in the same situation as me. When I was growing up, I was basically told that an undergrad STEM degree was a golden ticket, and when I asked about how such an expensive tuition could be worth it, I was told time and time again that I would make more than enough money to pay it off. Turns out I make just enough money to keep up with my minimum payments, but not enough to keep up with terrible interest rates on 100k+ of debt and pay rent.
- jordanmoconnor 10y agoIt's insane. That's exactly what I was told. Working as hard as I can in off hours to change my situation.
- chickenfries 10y agoWhat're you doing? My current plan is to try my damnedest to get a big 4 job. It sounds like you're trying to freelance in your off hours? How is that going?
- jordanmoconnor 10y agoThe first plan is to get a 100% remote job in front-end development to save costs and time, and then use that to continue working on the side. I've been working on the side to learn web development for the past year and a half, and I have only now been reaching out to job applications that I qualify for. I at least want to pick up some higher paying part-time hours. I plan on using the debt snowball to get out of debt faster and live within my means. If I follow that, the maximum time I will be in debt is 10 years, and that's with no income increase or extra income on the side. I want to cut it down to 5 years or less. Just trying to build skills and find ways to use them for profit!
- chickenfries 10y agoSounds like a good plan. Freelancing on top of a regular job, even if you're remote is no small task. You make me want to have more concrete plans for getting out of debt. Best of luck.