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Today is the 93rd of Checkuary, 2016. That is equivalent to the 3rd of April, 2017. Checkuary is the unofficial 13th month of every year. It lasts until you

Today is the 93rd of Checkuary, 2016. That is equivalent to the 3rd of April, 2017. Checkuary is the unofficial 13th month of every year. It lasts until you remember to write the correct year number on all of your checks. As an American, I write it as 3Apr2017 to avoid ambiguity. I can't stand how the traditional all-numeric date format is neither big-endian nor little-endian.

Symbiote 10y ago
As a British person living in Denmark, I haven't written a cheque for about... well... a long time. My current British bank account didn't come with a cheque book, but the one I had when I was a student did. So probably 2009 or so; maybe one or two per year before that.
- lostlogin 10y ago
  I've written one ever here in NZ and it bounced - the bank cancelled the account due to me not using it ever and didn't tell me. It was for a house too, so that was fun.
  - flukus 10y ago
    > It was for a house too, so that was fun. As in a home loan deposit are an outright house purchase? In Australia when I did this it was done via a different kind of cheque, I forget what it was called because I haven't used one before or since, but I had to the bank in person to get it.
    - Nadya 10y ago
      A cashier's cheque is what you're looking for.
    - lostlogin 10y ago
      It was the deposit (pains on going unconditional) and was a cheque from a cheque book. The whole thing was a farce. The bank rang and gave me a hard time for not having a cheque book, whilst having the cheque in their hand.
- cr0sh 10y ago
  I just wrote a check - pretty much the only check I write any more, to pay my lawn guy. The only other time I've used a check in the recent past has been to void one for direct deposit at an employer. I wish there was a way around both of these - I hate writing checks.
- djsumdog 10y ago
  The American banking system is still in the 1990s. We have no direct person-to-person transfers here. When you use your bank to pay a bill on-line, unless it's a major utility that worked with your bank to setup an ACH payment means, the bank will typically still print a paper check and send it to its destination. We have electronic transfer (ACH) using the bank (ABA or routing number) and account number, but it's not available to regular people. People often keep these two numbers secrete to prevent identity theft. Most other countries, you put your friends bank num, account num and name and it will show up in their account the very next day (even on holidays!) for free. In the US, you have to use 3rd party payment systems like PayPal, which charge fees and don't really do bank-to-bank transfers.
  - Symbiote 10y ago
    The time for an electronic transfer to go through is now seconds in the UK, Denmark and several other European countries. (The UK system guarantees two hours, but it's usually seconds.) You can also use a mobile phone number instead of knowing the bank account numbers. This is extremely common in Denmark, including for purchases; the same system exists in the UK but it is less often used.
mikestew 10y ago
It lasts until you remember to write the correct year number on all of your checks. What's a "check"?

Symbiote 10y ago

As a British person living in Denmark, I haven't written a cheque for about... well... a long time. My current British bank account didn't come with a cheque book, but the one I had when I was a student did. So probably 2009 or so; maybe one or two per year before that.

lostlogin 10y ago
I've written one ever here in NZ and it bounced - the bank cancelled the account due to me not using it ever and didn't tell me. It was for a house too, so that was fun.
- flukus 10y ago
  > It was for a house too, so that was fun. As in a home loan deposit are an outright house purchase? In Australia when I did this it was done via a different kind of cheque, I forget what it was called because I haven't used one before or since, but I had to the bank in person to get it.
  - Nadya 10y ago
    A cashier's cheque is what you're looking for.
  - lostlogin 10y ago
    It was the deposit (pains on going unconditional) and was a cheque from a cheque book. The whole thing was a farce. The bank rang and gave me a hard time for not having a cheque book, whilst having the cheque in their hand.
cr0sh 10y ago
I just wrote a check - pretty much the only check I write any more, to pay my lawn guy. The only other time I've used a check in the recent past has been to void one for direct deposit at an employer. I wish there was a way around both of these - I hate writing checks.
djsumdog 10y ago
The American banking system is still in the 1990s. We have no direct person-to-person transfers here. When you use your bank to pay a bill on-line, unless it's a major utility that worked with your bank to setup an ACH payment means, the bank will typically still print a paper check and send it to its destination. We have electronic transfer (ACH) using the bank (ABA or routing number) and account number, but it's not available to regular people. People often keep these two numbers secrete to prevent identity theft. Most other countries, you put your friends bank num, account num and name and it will show up in their account the very next day (even on holidays!) for free. In the US, you have to use 3rd party payment systems like PayPal, which charge fees and don't really do bank-to-bank transfers.
- Symbiote 10y ago
  The time for an electronic transfer to go through is now seconds in the UK, Denmark and several other European countries. (The UK system guarantees two hours, but it's usually seconds.) You can also use a mobile phone number instead of knowing the bank account numbers. This is extremely common in Denmark, including for purchases; the same system exists in the UK but it is less often used.

mikestew 10y ago

It lasts until you remember to write the correct year number on all of your checks. What's a "check"?