I am not an expert in the traditional automaker space, but I think about it more about where they're heading. While I certainly take into account the subprime

I am not an expert in the traditional automaker space, but I think about it more about where they're heading. While I certainly take into account the subprime auto loan issue, I'm more curious how each company is adapting to the future. GM is focused on competing directly with Uber with their acquisition of Cruise and rolling out the Bolt (they could use almost any car, but having a great EV already in production certainly helps). Ford is focused on competing with more traditional public transportation by acquiring Chariot and investing $1 billion in Argo.ai, and hope to have autonomous fleets ready to deploy in 2021. I actually feel like they're going to become more unique moving forward. I think Ford will likely have an easier time working with cities and using Chariot as a new form of public transportation. I think GM will have an easier time (hopefully) dominating the more traditional ride-share program. I feel like there's more upside for GM, but it's riskier. I'm also very confused by how Ford structured Argo.ai, but maybe it'll work the way they intended. I guess we'll find out in ~5 years.