> Dwellings should be purchased only by those who are very likely to be able to afford this -- even in the event of unplanned and costly life events like illnes

> Dwellings should be purchased only by those who are very likely to be able to afford this -- even in the event of unplanned and costly life events like illness, children, the dwelling needing costly and unexpected repair etc. Highly leveraged buy-to-let empires are, on the other hand, the paragon of financial sensibility? Much as private landlords are famed for keeping their properties in good repair?