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Using other information they have acquired they would phone the bank’s customer service line, convince them that they were you & gain control of the account. Ho
by pja 10y ago
Using other information they have acquired they would phone the bank’s customer service line, convince them that they were you & gain control of the account. How hard this is depends on the bank. The fact that you have a strong password & two factor authentication is irrelevant.
- semi-extrinsic 10y agoI guess it's plausible that they could phone my bank and convince them they were me, even though the bank asks several control questions like "what was the amount on your recent bill to Company X?". But assume they've gotten past that, how do they then "gain control of my account"? If they ask for a new 2fa chip or a new debit card, that gets sent to my address by registered letter, so I have to go to the local post office and present photo ID to get it. I don't have any other ways of accessing my account than by internet bank or debit card.