Technical issues aside, as a db service platform provider, the statement in its Terms, "FI adheres to policies and procedures to prevent data and information lo

Technical issues aside, as a db service platform provider, the statement in its Terms, "FI adheres to policies and procedures to prevent data and information loss, including a daily back-up regime, but does not make any guarantees that there will be no loss of data or information, or that FI policies and procedures will conform to industry best practices. FI expressly excludes and disclaims any liability for any loss of Licensee's data and information, no matter how such loss was caused." will make any serious user think twice or more times ... Would welcome further comments.