There is a very low chance of a house burning down, but most people still take out insurance policies. Unfortunately no one will sell you insurance against work

There is a very low chance of a house burning down, but most people still take out insurance policies. Unfortunately no one will sell you insurance against working for two or four weeks and then having it all go useless because some droid at Apple is having a bad day or because Steve is rethinking user experience today. edit: wait, _the_ Dieter Rams? I'm honoured.