Lets change the question to "how do I want to spend this money?". It sounds like you don't know, since you're unsure how you want to spend this time. If I were

Lets change the question to "how do I want to spend this money?". It sounds like you don't know, since you're unsure how you want to spend this time. If I were in your situation, I'd bank the money until I was certain I knew how I wanted to spend it. By all means take a bit of time off, but be thoughtful about how you spend large quantities of money and time.