I think I've lived too hard in my youth to make $1m via the $5k a month count before I kick it. Plus I'm a gambler so I'd take the $1m up front, considering my

I think I've lived too hard in my youth to make $1m via the $5k a month count before I kick it. Plus I'm a gambler so I'd take the $1m up front, considering my bet is that I'll die before I collect.