4 ms·
Interesting takeaway: going forward I'll always ask the pharmacy if paying out of pocket would actually be cheaper than using my insurance and paying a copay.
by kyleblarson 10y ago
Interesting takeaway: going forward I'll always ask the pharmacy if paying out of pocket would actually be cheaper than using my insurance and paying a copay.
- Broken_Hippo 10y agoSome pharmacies already compare the prices, actually, and when the drug is cheaper than your copay, you just pay the lower amount. At least the pharmacies I've been to in Indiana were like that (CVS mostly, but sometimes Walgreen's).
- MichaelApproved 10y agoI have insurance with a high deductible. That means, I'm most likely paying a price similar to a cash patient. Often, it makes more sense to use a free 3rd party "coupon/membership" prescription company to get a better price. Here are two that have saved me money. https://www.goodrx.com https://www.goodrx.com https://www.blinkhealth.com/ https://www.blinkhealth.com/
- maxerickson 10y agoThe price they quote you may be their cash price, which will often be higher than your copay. You can also check which free PBMs they accept and see what those prices are.
- zakirenish 10y agoIt is almost always the case when it is a generic drug. Also, try to check the price at the small non-chain pharmacy, cash price might be better.