>For some reason, our generation (GEN Y / Millennials) don't seem to care much for their pensions or retirement planning. Perhaps it is because they don't wan'

>For some reason, our generation (GEN Y / Millennials) don't seem to care much for their pensions or retirement planning. Perhaps it is because they don't wan't to pour what little money they have into what could likely be a black hole. $3.4 trillion[1] in retirement savings were swindled in the Big Short of 2008, and no justice was done despite the massive amount of fraud going on. And then there is Social Security, which they will never see a penny of. There's a reason Millennials typically aren't buying houses, having kids, and investing in retirement funds. It's because they can't afford it and/or the risk is too high. [1]http://www.pbs.org/wgbh/frontline/article/how-much-did-the-financial-crisis-cost/ http://www.pbs.org/wgbh/frontline/article/how-much-did-the-f...