Depending on how it's done it can be perfectly safe. I've actually built a thing, in Lazarus of all things, to do this very thing. Unfortunately it's very spe

Depending on how it's done it can be perfectly safe. I've actually built a thing, in Lazarus of all things, to do this very thing. Unfortunately it's very specific to my use-case, but it is "safe" in the sense that it doesn't screw things up too badly. My particular use case is actually very spreadsheet-like, but I also want some things that are a lot easier to do in SQL than in Excel. My use case is to have a tool to help me evaluate monthly financial statements for a smallish organization, enter my own adjustments, and come up with a final statement. It's spreadsheet-like in the sense that I enter everything into a grid of rows and columns. The rows are accounts (in the income statement sense, not customer accounts), columns are a "type" (e.g., actuals, my adjustments, adjustments made by the auditor, adjusted actuals, budget, budget vs actuals, etc). Some accounts and some types are calculated, thus read-only in the table. There's also a drop-down at the top to select a period. Basically, it's everything that a basic Excel Pivot Table does, but database-backed. My Lazarus program lets me fill in that table however I want, when I hit save it persists it all to the database and runs a stored procedure to recalculate all of the calculated values. The database makes sure that I don't try to put a string in a numeric field, and it (PostgreSQL) is smart enough not to convert strings to zeroes. The thing that makes this better than a spreadsheet is that I can just add a new account/scenario/whatever and run a stored procedure to insert the missing rows in the data table. When I did a similar thing with Excel, it was easy enough to insert rows. The hard part was inserting all of the rows everywhere they needed to go (I had a tab for budget, a tab for actuals, a tab for adjustments, etc) and updating all of the formulas.