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Every card in the UK issued in the last few years can be used for contactless payments, and every sandwich shop has a chip-and-pin handset which can process the

Every card in the UK issued in the last few years can be used for contactless payments, and every sandwich shop has a chip-and-pin handset which can process them. I added the one card which doesn't support contactless to my iPhone wallet but being able to use my debit card is much easier (plus I don't have to worry about draining its battery).

Nursie 10y ago
Not every card, my credit card did not, for whatever reason. There may be better security through Apple/Android pay, IIRC they don't expose a real card number, and the phone must be awake (and sometimes unlocked) to process a payment. Regardless, it's irrelevant - the processing tech for android/apple pay is the same as for other contactless cards, so it comes for free - lots of places supported it without even knowing. That sandwich shop reader already supports phone payments most likely. I like it - saves me fiddling with my wallet.
- falsedan 10y ago
  My point is, consumers already expect to use their card, not a phone/app; and for users who do have the necessary hardware, it's still about as convenient to use their card rather than their phone.
  - Nursie 10y ago
    So, some consumers now like to use their phone, I personally find it more convenient. As an extra capability that appeals to some folks it's a no-brainer to market it as a feature. Sure, it's probably only a few percent at present. Your objection seems to be "I don't use that, therefore they shouldn't mention it on their page", no?
    - falsedan 10y ago
      > I don't use that, therefore they shouldn't mention it on their page Oops, that's not my intended message at all! I don't care what they say on their site & I certainly don't expect them to pay attention to the rants of random HN commentators… I know people don't use their phone to pay for things here, and I don't understand why you think it will help Square make any inroads into the UK market.
      - Nursie 10y ago
        I don't understand why people object to it as a marketing selling point - it's a new(ish) payment method that's expected to become more widespread over time. Selling your product to a retailer with "Hey, it does this too" can't be a bad thing? >> I know people don't use their phone to pay for things here Where is here? I've seen folks in London using their phone to pass the Oyster/underground gates, and I see people at work use their phones every day in the on-site eatery. When I brandish my phone at the McDonald's drive-through for a coffee, the staff don't look at me like I'm crazy, they hold out the machine. I'm really not sure why you think that it's objectionable.
        falsedan 10y ago
        I don't object? You're projecting a complaint onto me that I never made. I don't understand why you think this feature is important when so many existing consumers will use their contactless card to make payments instead. Making it crystal clear: Why do YOU think this is good? In actual concrete terms, i.e. this allows contactless payment for purchasing automobiles which is a gamechanger because …

Nursie 10y ago

Not every card, my credit card did not, for whatever reason. There may be better security through Apple/Android pay, IIRC they don't expose a real card number, and the phone must be awake (and sometimes unlocked) to process a payment. Regardless, it's irrelevant - the processing tech for android/apple pay is the same as for other contactless cards, so it comes for free - lots of places supported it without even knowing. That sandwich shop reader already supports phone payments most likely. I like it - saves me fiddling with my wallet.

falsedan 10y ago
My point is, consumers already expect to use their card, not a phone/app; and for users who do have the necessary hardware, it's still about as convenient to use their card rather than their phone.
- Nursie 10y ago
  So, some consumers now like to use their phone, I personally find it more convenient. As an extra capability that appeals to some folks it's a no-brainer to market it as a feature. Sure, it's probably only a few percent at present. Your objection seems to be "I don't use that, therefore they shouldn't mention it on their page", no?
  - falsedan 10y ago
    > I don't use that, therefore they shouldn't mention it on their page Oops, that's not my intended message at all! I don't care what they say on their site & I certainly don't expect them to pay attention to the rants of random HN commentators… I know people don't use their phone to pay for things here, and I don't understand why you think it will help Square make any inroads into the UK market.
    - Nursie 10y ago
      I don't understand why people object to it as a marketing selling point - it's a new(ish) payment method that's expected to become more widespread over time. Selling your product to a retailer with "Hey, it does this too" can't be a bad thing? >> I know people don't use their phone to pay for things here Where is here? I've seen folks in London using their phone to pass the Oyster/underground gates, and I see people at work use their phones every day in the on-site eatery. When I brandish my phone at the McDonald's drive-through for a coffee, the staff don't look at me like I'm crazy, they hold out the machine. I'm really not sure why you think that it's objectionable.
      - falsedan 10y ago
        I don't object? You're projecting a complaint onto me that I never made. I don't understand why you think this feature is important when so many existing consumers will use their contactless card to make payments instead. Making it crystal clear: Why do YOU think this is good? In actual concrete terms, i.e. this allows contactless payment for purchasing automobiles which is a gamechanger because …