> What prevents a shop from accepting the coins after Oct 15th and then they take it to the bank? The law, which only allows individuals to exchange the old co

> What prevents a shop from accepting the coins after Oct 15th and then they take it to the bank? The law, which only allows individuals to exchange the old coins after that date. Yes, shopkeepers could change their bills for old pounds and then deposit them in person to their current accounts at the local branch, but if I'm a shopkeeper then I probably have better things to do with my time.