I never proposed anything wildly different to what Wealthfront and Betterment do, the one example algorithm I gave is essentially buy and hold with rebalancing

I never proposed anything wildly different to what Wealthfront and Betterment do, the one example algorithm I gave is essentially buy and hold with rebalancing just like Betterment/Wealthfront, just using a different portfolio optimization strategy than they do. I never advocated for active trading.