I use Schwab for checking and like their free ATMs feature. Thought about using their Intelligent portfolios but I didn't like the higher-cost ETFs and the mand

I use Schwab for checking and like their free ATMs feature. Thought about using their Intelligent portfolios but I didn't like the higher-cost ETFs and the mandatory cash component. Decided to go with Wealthfront. Keep my cash that's not invested in a 1% yield savings account with Ally bank.