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Kind of a silly question but in the case of a "normal" car accident, don't they just come down to compensation costs. Either for repairs and damages, the indivi

Kind of a silly question but in the case of a "normal" car accident, don't they just come down to compensation costs. Either for repairs and damages, the individual involved or even medical costs. Couldn't the likes of Uber simply underwrite their own insurance and fight their own cases in court where appropriate?. If self-driven Ubers are as safe as we expect all self-driven cars then wouldn't this be a "cheap" option anyway?. I don't know where you would start with more serious accidents, if Uber is at fault.

blablabla123 10y ago
If everybody sticked more or less to the rules and if there are no severe injuries/very costly damages, then it's really just compensation costs. I don't know the exact situation in the US (also I'm no lawyer or something), but in Germany when some kind of Negligence is involved people can lose their drivers licence temporarily or forever, may have to pay fines (on top of compensations) or even have to go to jail. (Edit: also a costly Medical-psychological assessment may be needed afterwards to be able to drive again in the future.) Coming back to the costs, it's also interesting to say that insurances usually cover sums 1 - 20 millions. That's how much damage a single person can easily do with a car. It's said that it's a plus that self-driving cars are somehow interconnected and learning from each other. You may argue they are thus one entity and may have to be insured like that. Ok, but that's maybe a bit too esoteric now... ;)