The process definitely has a lot of randomness, but this is a lot harder to do in practice then you think. Specifically, because you supply bank account informa

The process definitely has a lot of randomness, but this is a lot harder to do in practice then you think. Specifically, because you supply bank account information with every account, so now you're also creating several bank accounts. And there are a lot of other factors that would make it a major nuisance.