Like the OP says, you should avoid revealing your salary. If and when the time comes for that, you can give a wide variety of numbers for "my compensation is $X

Like the OP says, you should avoid revealing your salary. If and when the time comes for that, you can give a wide variety of numbers for "my compensation is $X". That X can include some or all of your benefit package. They are not going to drill down to the details. If they do, and for some reason you have to reveal that, you can feel comfortable that you have told the truth.