How about we just abstract to "Intellectual Debt"? A subclass that I've recently encountered is "Learning Debt". I think all these types of debt can equally ap

How about we just abstract to "Intellectual Debt"? A subclass that I've recently encountered is "Learning Debt". I think all these types of debt can equally apply to learning - as in formal education. Came to mind while reading "Undigested Ideas" because I recently had a conversation with my daughter (sophomore at Yale) that a bad test grade means that you may have Intellectual Debt that needs to be retired by taking time after the test to make sure you understand what you did wrong.