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Please check http://2checkout.com http://2checkout.com - it's really nice, easy to setup and international friendly system. We use it in http://smartupz.com htt

by JarekS 16y ago

Please check http://2checkout.com http://2checkout.com - it's really nice, easy to setup and international friendly system. We use it in http://smartupz.com http://smartupz.com

braindead_in 16y ago
Does it have an API?
- JarekS 16y ago
  Yes it does!
NiekvdMaas 16y ago
From the site: 2CO applies a 5.5% commission on each transaction, plus a $0.45 USD charge per transaction. That sounds incredibly expensive to me, even PayPal is cheaper (https://www.paypal.com/cgi-bin/webscr?cmd=_display-receiving-fees-outside https://www.paypal.com/cgi-bin/webscr?cmd=_display-receiving...).
- tomh 16y ago
  Depends. PayPal can add a 1% charge for international transactions, and an extra 2.5% charge for currencies other than USD. Source: https://merchant.paypal.com/cms_content/US/en_US/files/merchant/pp_mpr_datasheet_ec_r4.pdf https://merchant.paypal.com/cms_content/US/en_US/files/merch...
  - NiekvdMaas 16y ago
    The 2.5% only applies if you receive in another currency than USD. Usually you request the payment in USD, so the conversion happens on the sender's end. Didn't know about the 1% though, I'm wondering if that still applies as I can't find in on the regular site.
    - what 16y ago
      The 2.5% actually applies to currency conversion. So as long as your PayPal account currency is the same as the currency that you charge in there should be no conversion? While we're talking about PayPal, if you want to do small transactions there's a special micro payment account with fees of $0.05 + 5%. Works out cheaper for payments < $12. It was hidden somewhere, not sure how I stumbled across it. http://www.paypal.com/IntegrationCenter/ic_micropayments.html http://www.paypal.com/IntegrationCenter/ic_micropayments.htm...
- roel_v 16y ago
  No this is not expensive, it's what all payment processors charge, and until you do 10k a month, it's so much better an option than anything else that everybody should just stick to a payment processor when launching small services. There is absolutely no way anyone on a solo budget/time frame can afford to roll their own solution (not even doing CC processing through a CC gateway). (and yes I do realize that it hurts to see those costs the first few times you make a sale, getting upset over costs like this is the hallmark of the noob internet businessman - it'll pass. Wait until you get your first bill for a nonsense legal issue or pay a 100k settlement for which you know you're in the right but for which you also know that going the length will cost more. Those are the times when it will hurt even more than this.)
radu_floricica 16y ago
Using (well, still working on it) 2co right now. It's a good choice given the current market, but I really wish better documentation when it comes to API integration. On the plus side support is great and prompt.
- 2CORick 16y ago
  radu_florica, We are currently working on updates to our API documentation. If you have any suggestions please feel free to send them to techsupport@2co.com.
  - radu_floricica 16y ago
    Just to update often :) There was/is a bunch of stuff which was completely different from the publiched docs, and all of it was know to the support staff. Seems to me a bit bureaucratic to have know issues which haven't found their way to the official docs.

by JarekS 16y ago

Please check http://2checkout.com http://2checkout.com - it's really nice, easy to setup and international friendly system. We use it in http://smartupz.com http://smartupz.com

braindead_in 16y ago

Does it have an API?

JarekS 16y ago
Yes it does!

NiekvdMaas 16y ago

From the site: 2CO applies a 5.5% commission on each transaction, plus a $0.45 USD charge per transaction. That sounds incredibly expensive to me, even PayPal is cheaper (https://www.paypal.com/cgi-bin/webscr?cmd=_display-receiving-fees-outside https://www.paypal.com/cgi-bin/webscr?cmd=_display-receiving...).

tomh 16y ago
Depends. PayPal can add a 1% charge for international transactions, and an extra 2.5% charge for currencies other than USD. Source: https://merchant.paypal.com/cms_content/US/en_US/files/merchant/pp_mpr_datasheet_ec_r4.pdf https://merchant.paypal.com/cms_content/US/en_US/files/merch...
- NiekvdMaas 16y ago
  The 2.5% only applies if you receive in another currency than USD. Usually you request the payment in USD, so the conversion happens on the sender's end. Didn't know about the 1% though, I'm wondering if that still applies as I can't find in on the regular site.
  - what 16y ago
    The 2.5% actually applies to currency conversion. So as long as your PayPal account currency is the same as the currency that you charge in there should be no conversion? While we're talking about PayPal, if you want to do small transactions there's a special micro payment account with fees of $0.05 + 5%. Works out cheaper for payments < $12. It was hidden somewhere, not sure how I stumbled across it. http://www.paypal.com/IntegrationCenter/ic_micropayments.html http://www.paypal.com/IntegrationCenter/ic_micropayments.htm...
roel_v 16y ago
No this is not expensive, it's what all payment processors charge, and until you do 10k a month, it's so much better an option than anything else that everybody should just stick to a payment processor when launching small services. There is absolutely no way anyone on a solo budget/time frame can afford to roll their own solution (not even doing CC processing through a CC gateway). (and yes I do realize that it hurts to see those costs the first few times you make a sale, getting upset over costs like this is the hallmark of the noob internet businessman - it'll pass. Wait until you get your first bill for a nonsense legal issue or pay a 100k settlement for which you know you're in the right but for which you also know that going the length will cost more. Those are the times when it will hurt even more than this.)

radu_floricica 16y ago

Using (well, still working on it) 2co right now. It's a good choice given the current market, but I really wish better documentation when it comes to API integration. On the plus side support is great and prompt.

2CORick 16y ago
radu_florica, We are currently working on updates to our API documentation. If you have any suggestions please feel free to send them to techsupport@2co.com.
- radu_floricica 16y ago
  Just to update often :) There was/is a bunch of stuff which was completely different from the publiched docs, and all of it was know to the support staff. Seems to me a bit bureaucratic to have know issues which haven't found their way to the official docs.