Lithuanian there. SEPA (both intra-country and SEPA-wide) transfers cost money. FFS, even in-bank transfers cost money. €0.10-0.40, depending on transfer direc

Lithuanian there. SEPA (both intra-country and SEPA-wide) transfers cost money. FFS, even in-bank transfers cost money. €0.10-0.40, depending on transfer direction, bank and wether done online or in-person. But banks are happy to wave fees if you signup for a discount package (debit card + iban acc + free withdrawal + free transfers) or eligible for premium account for one reason or another.