I applaud you for having the foresight to save up for your kids' education. At the same time, I think it's naive to say that the only reason people are cash poo

I applaud you for having the foresight to save up for your kids' education. At the same time, I think it's naive to say that the only reason people are cash poor (or even the primary reason) is because they buy flat screen TVs and new cars.