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> Now imagine you are getting twice as much after taxes for the same work but without benefits. No, I wouldn't. I value stability and simplicity in my life, an
by amyjess 10y ago
> Now imagine you are getting twice as much after taxes for the same work but without benefits.
No, I wouldn't. I value stability and simplicity in my life, and I will gladly eschew higher pay for a more traditional lifestyle. I'm a conservative suburbanite with no ambition, and I'm proud of it.
On top of that, non-employer insurance is terrible. In some states, you actually cannot get a PPO unless you're on an employer's policy (I refuse to get an HMO for moral reasons), and large megacorps (we're talking Disney-sized corporations here) will package their own insurance and offer benefits that go above and beyond what you can get anywhere else.
> and the ability to work for multiple clients
That's a negative for me. I'm a strict 9-5er. I just want to show up at the office every weekday, put in my eight hours, then go home and relax. I actively do not want to run my own business or do anything that resembles negotiating with anyone. I'm not an entrepreneur or a risk-taker of any kind.
- abraham_s 10y ago"(I refuse to get an HMO for moral reasons)" Can you elaborate on this?
- amyjess 10y agoHMOs mandate that Primary Care Physicians act as gatekeepers, and their job is to control how and when you seek the services of other doctors. Medical gatekeeping is a violation of the fundamental human right to body autonomy.
- nwordsam3 10y agoThis is false. It's insurance, they don't prevent you from seeing any provider you want, they just have set out certain limitations on what they will cover. All insurance has limitations, an HMO is just on a spectrum of coverage. A PPO plan won't cover every provider either.
- lsaferite 10y agoI'd argue that being an employee is less stable than you think it is in general, at least in the tech sector. I had my own private PPO for a decade (geez!) at least, and the policy provisions were better than most employer policies I saw offered to me. Well, at least until the ACA came around and shook everything up a little. I'm happy you're a happy 9-5er with zero business desire and that you are 100% risk averse. You are not the target of my comment.