Consensus. And again, it is not a block chain. There are distributed ledgers. This is a whitepaper: https://ripple.com/files/ripple_consensus_whitepaper.pdf htt

Consensus. And again, it is not a block chain. There are distributed ledgers. This is a whitepaper: https://ripple.com/files/ripple_consensus_whitepaper.pdf https://ripple.com/files/ripple_consensus_whitepaper.pdf