This is what you'd spend time on, eh? If you had a startup you'd split payments between two providers and write payment processing for both, in case one holds y

This is what you'd spend time on, eh? If you had a startup you'd split payments between two providers and write payment processing for both, in case one holds your money. Presumably you'd also hold three months worth of cash expenditures so you can maintain cash flow. But in two separate banks? In two separate currencies?