> A ton of people are comfortably building equity in their homes IMO, this is exactly the root of the issue though. You can't bring your home with you when you

> A ton of people are comfortably building equity in their homes IMO, this is exactly the root of the issue though. You can't bring your home with you when you move. Having your only major equity stored in an illiquid and immobile asset is extremely constraining. I am sympathetic to the idea of wanting to own a home. I'd like to afford owning one myself one day! But we can't keep pushing housing costs higher and higher on mountains of debt that keep people chained to their property. Maybe getting rid of the interest reduction or enforcing more stringent mortgage conditions aren't the solution, but I think that somehow we have to get the price of housing to go down (and IMO there's no single solution; it's going to involve a combination of zoning reform, mortgage and financing reform, tax reform, and some sort of compensation for dropping property values for people who don't have savings apart from the value of their home).