> This can be for debt refinancing, marriage, education or emergency needs. Our customers are those who want fast, hassle-free loans on a recurring basis. Why

> This can be for debt refinancing, marriage, education or emergency needs. Our customers are those who want fast, hassle-free loans on a recurring basis. Why do your customers need to borrow on a recurring basis for marriage/debt refinancing? The model sounds like payday loans, lend for something small with an extortionate markup so they're forced to borrow repeatedly to be able to pay you back. Are you different to that?