Suggested: Read Charles Murray's book on the topic. (yes, that Murray) He pencils it out to something pretty close to 1:1, maybe something like 15% nominal spe

Suggested: Read Charles Murray's book on the topic. (yes, that Murray) He pencils it out to something pretty close to 1:1, maybe something like 15% nominal spend increase, but with (theoretically) much greater utility for all concerned.