A three-bedroom house means the poster could have rented one or two of the bedrooms out. Tenants are of course their own sort of risk but that's a common strat

A three-bedroom house means the poster could have rented one or two of the bedrooms out. Tenants are of course their own sort of risk but that's a common strategy for young home-owners looking to reduce their monthly payments. I'm not castigating the guy because I think the prudence you're advocating for is far more wise than getting oneself into a financial jam, but there are ways to approach a risk like a house payment and reduce it.