"As general financial advice" Bordain is being very specific. This is about personal debt and being risk adverse, "I am fanatical about not owing anybody any m

"As general financial advice" Bordain is being very specific. This is about personal debt and being risk adverse, "I am fanatical about not owing anybody any money. I hate it. I don’t want to carry a balance, ever." The whole article is explaining his prior life as working chef. Notice he has a lone but tries to avoid risky debt?