IMO, student debt the way it is structured in the US cannot be classified as an investment because it cannot be discharged and has no collateral. You cannot ge

IMO, student debt the way it is structured in the US cannot be classified as an investment because it cannot be discharged and has no collateral. You cannot get a return on student debt. You can get a return on an education, but the debt is much more like a cc then an investment, especially if any of the student debt is used to pay living expenses.